FACTS

WHAT DOES WISEPAL DO WITH YOUR PERSONAL INFORMATION?

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and account balances
  • Payment history and transaction history
  • Credit scores
  • Credit card or other debt
How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons WisePal chooses to share; and whether you can limit this sharing.

CONSUMER PRIVACY NOTICE

Reasons we can share your personal information
Does WisePal share?
Can you limit this sharing?
For our everyday business purposes — such as to process your transactions, maintain
your account(s), respond to court orders and legal investigations, or report to credit bureaus
Yes
No
For our marketing purposes — to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We do not share.
For our affiliates' everyday business purposes — information about your transactions and experiences
Yes
No
For our affiliates' everyday business purposes — information about your creditworthiness
No
We do not share.
For nonaffiliates to market to you
No
We do not share.
To limit our sharing
Contact us via email at contact@wisepal.com or write to us at the address listed below.
WisePal
251 Post Ave
Westbury, New York, 11590
Questions?
Go to www.wisepal.com/contact-us
Who we are

Who is providing this notice?

This notice is being provided by Wise Butterfly Inc., doing business as WisePal

What we do

How does WisePal protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does WisePal collect my personal information?

We collect your personal information, for example, when you:
• Open an account
• Provide account information
• Give us your contact information
• Use your credit or debit card
• Pay your bills
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes—information about your creditworthiness;
  • affiliates from using your information to market to you;
  • sharing for nonaffiliates to market to you.

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies such as WisePal Insurance Agency, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

State-law privacy choices
‍To ask about or exercise privacy choices available under applicable state law, contact support@wisepal.com or write to WisePal, 251 Post Ave, Westbury, New York 11590. Applicable rights and exceptions determine which sharing you may limit.

Nevada: This notice is provided pursuant to Nevada law. If you are a consumer with a Nevada mailing address and prefer not to receive marketing calls from us, you may request placement on our internal Do Not Call List by contacting WisePal, 251 Post Ave, Westbury, New York 11590; +1 (979) 271-6060; support@wisepal.com. You may contact us or the Nevada Attorney General's Bureau of Consumer Protection for further information. The Bureau may be contacted at 1 State of Nevada Way, Suite 100, Las Vegas, NV 89119; 702-486-3132; AGInfo@ag.nv.gov.

Vermont: If you are a consumer with a Vermont mailing address, we will not share information we collect about you with companies outside of WisePal unless the law allows. For example, we may share information with your consent, to service your accounts, or as otherwise permitted by applicable law. We will not share information about your creditworthiness within our corporate family except with your consent. We may share information about our transactions or experiences with you within our corporate family without your consent, as permitted by law. These descriptions do not expand the sharing practices stated in the table above.

California: If you are a consumer with a California mailing address, we will not share information we collect about you with companies outside of WisePal unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled, where the disclosure is permitted by law. Applicable California financial privacy requirements and exceptions govern those disclosures.